Scscu com

Scscu com

Are you looking for a new bank to discuss a new banking platform scscu com? It is a banking platform and an easy way for hassle-free banking from anywhere in the world.

They are based in South Carolina in the United States. It stands for South Carolina State Credit Union. They have an easy registration process for making a new account and have provided all the services that any big bank can offer you.

Please continue reading for every detail.

 What is scscu com?

It was founded in 1952, and they have dedicated their platform to make their member’s banking experience convenient and better. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups and serves federal, state, and local government employees. Membership is also open to the immediate family of current members.

If you are a member of the platform, you will be offered many competitive rates on loans and accounts, you will be part-owner of the credit union, and you can manage your account from anywhere in the world. 

The members can use their online banking feature for transferring funds, make fast payments, see activity and statements. They have all types of vehicle loans, mortgages, home equity lines, personal loans, etc., at competitive rates. They have an ideal method to calculate your monthly installment for any loan by easily calculating it using the size of your loan and how long it will take you to pay.

If you face any accident or trauma, then their disability and credit life insurance will take care of your loan. The insurance either pays off your loan or reduces it to protect your family after an accident or demise.

You can become a member by reaching any of their branches or by online registration. All you need is social security card and a government ID. Most South Carolinians are eligible for membership, and the platform has a very easy registration process.

Specifications 

  • Contact Address – SC State CU PO Box 726. Columbia, SC 29202, United States.
  • Customer Care Number – 800-868-8740
  • Email Address – This information is provided on the website wwe.scscu.com.
  • Category of the Website – It’s a banking website with online banking facilities and provides all big bank services.
  • Eligibility for membership- If you live, have a job, or studying in Aiken, Greenwood, Pickens, Anderson, Florence, Oconee, Spartanburg, Orangeburg, you are eligible for registration.
  • Branches-  They have thousands of branches all over the US; you can easily find your nearest branch on their website.
  • ATM-  You can find the nearest free local ATM using their website.

Pros 

  • It is an online portal, easily accessible, and has a very simple registration process.
  • It provides all the services that all big banks can provide.
  • It has online and mobile banking features that make payments easy and fast.
  • It has 20 branches statewide and some shared branches and ATMs to provide a convenient location.
  • You can be relieved of any losses because the National Credit Union Administration insures the member for up to $250,000.
  • You can receive discounts on auto insurance premiums if you are a member of the State Credit Union.

Cons 

  • They need to improve on their customer service for better and faster contact with the bank.
  • They are dealing with problems like identity theft of members.

Is the site legit or not?

Scscu com has been working for 69 long years, and it’s 7th largest credit union in South Carolina with total assets of $1.11 Billion and has been providing services to more than 80,000 members. 

The platform is comparatively old, and they have already achieved a considerable user base, owing to their online service and better loan facilities. We did a comprehensive analysis of their platform, and we are confident about their legitimacy.

Our judgment is solely on the content obtainable on all open sources. We suggest intensely reading their policies before associating with them.

What is the review by the customer?

They have given a very detailed description of their policies on the website, which makes it easier for users to decide according to their preferences. Most reviews showed their customer’s satisfaction and good customer service of the site. 

Some of the customers complained about identity theft issues and slow customer services of the bank. If you have not used your account for some time, they will charge you $10 per month, and no amount of credit balance can reduce that charge, which is inconvenient for many members.

Scscu com is a comparatively old platform and with enormous clout of satisfied members. Seeing its consumer rating and good reviews, we think that the site is worth a try. We would go a little lenient on the harsh reviews and observe how they perform in the future. Apart from a few negative feedback the services have been very well received by many satisfied members.

Conclusion

They have designed an influential label for themselves. But still, they have some fields to enhance to render satisfying customer services. 

Make sure to read through the banking details and reviews before associating with scscu com. 

If you are already a member, then please share your views with us in the comments section. We love hearing from our readers.

Leave a Comment

Your email address will not be published.